Introduction
Often called the soul of Bali, Ubud is spirituality juxtaposed with modernity. With its emerald rice terraces, art galleries, and wellness retreats, it has seemingly reinvented itself as an idyllic retirement destination. Here’s a step-by-step guide to help you find out if this is indeed the right retirement haven for your sunset years.
Cost of Living
The cost of living in Ubud is generally a little higher compared to other parts of Bali. It is by now a very popular place for tourists, and it shows in the prices. It remains well under that of most Western countries. Housing, food, and transportation costs really depend on factors such as the type of life one leads and the particular place of residence. Ensuring a good balance between affordability and the kind of lifestyle you want requires careful planning and budgeting.
Visa Requirements
There is also an Indonesian retirement visa available to foreigners who are above 55 years old. If you enter this beautiful country to spend your retirement, the so-called retirement visa could help you stay long and get kinds of benefits. It requires that one must be able to show proof of retirement status and meet financial requirements. See details of the program for that, and if necessary, consult a professional.
Healthcare
The Indonesian healthcare system is developing very fast, with both public and private hospitals and clinics. There has been immense change in medical care in recent years, and it is still advisable to have health insurance that covers comprehensively. In terms of healthcare options available in Ubud, there are some quality international-standard clinics and at least one hospital.
Lifestyle and Culture
The spirituality and artistic nature of Ubud create a very unique and inspirational environment for retirees. You could get engaged in yoga and meditation, go to art galleries and workshops, or simply enjoy the pace of life. The community feel of this town and cultural events provide ample opportunities to get acquainted with the locals and your fellow foreigners.
Safety and Security
Generally speaking, Ubud is a safe place to live. There is little crime at all. Always, common sense precautions such as avoiding dark alleys and areas at night, remaining conscious of your surroundings, and attention given toward the protection of personal property are observed. Of course, there are standard traveler scams that prey on unsuspecting travelers. Building relations with the locals can also contribute to safety and well-being.
Things to Consider Before You Move
This is where choosing the right area to live becomes important so you will enjoy your retirement in Ubud. Consider what kind of lifestyle you want, how much budget you have, or access to facilities and amenities. Property options range from very affordable villas to high-end retreats. Be prepared for hot and humid weather for most of the year.
Transportation
Ubud can be traveled around in a motorbike, scooter, bicycle, or taxi. Public transport options are also limited; however, most of the places are at short distances from one another. Owning a motorbike or a scooter can thus give more options, but traffic can be quite a pain, especially during peak times.
Education
If you have children or grandchildren considering education in Ubud, there are various alternatives available for them. Both public and private schools are found in this town, but it also offers international schools that can accommodate foreign students. Nevertheless, the choice might be a bit limited compared to larger places.
Nearby Attractions and Activities
Ubud is always a great place to experience Bali’s beautiful nature and culture with many hiking routes, white-water rafting, and a good number of local temples. It has beaches and other places of interest easily reached for day or weekend trips.
Pros and Cons
Pros:
- Beautiful natural surroundings and spiritual atmosphere
- Community spirit, wellness-oriented
- Comparatively affordable cost of living to most Western countries
- The relaxed pace of life
- Opportunities for personal growth/development
Cons:
- Not much in the way of public transportation
- Cultural adjustment to a different culture
- The difficulty that the visa process may present
- Natural disasters such as earthquakes and volcanic eruptions
- Power outages are a possibility in some places
So now that you weigh these points against one another, you can decide if Ubud’s charm and low cost make it a match for your retirement goals.
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Ray Brocklesby, the site owner, is a Brit who now lives in the Philippines. He is retired and lives with his wife Weng, Daughter Kristelle, nephews, Harvey and Boknoy, and mother-in-law. Ray also has a son and daughter living in the UK, and a son in New Zealand.