Introduction
From a former US military base, Clark City has grown into a vibrant metropolis that blends quite well with the modern amenities and its natural beauty. Its location in a strategic hub with world-class infrastructure, which is now home to the growing expat community, positions Clark City as one of the options for retirees looking to live comfortably and affordably. This guide provides you with some basic information about whether Clark City could be the ideal place to spend your retirement years.
Cost of Living
One of the paramount benefits that Clark City offers is its extremely low cost of living when compared with almost all countries in the West. The retirees can enjoy comfortable housing, good food, transport, and entertainment at very affordable costs, thus enabling them to live a decent lifestyle on a rather modest budget. The growing economy in the city has developed modern amenities without compromising the fact that the cost of living remains comparatively cheap.
Visa Requirements
To be able to retire in the Philippines, including Clark City, you will need to obtain a Special Resident Retiree Visa. This type of visa will be issued in exchange for a minimum investment in Philippine government securities or real property. There are several options under the SRRV program with different benefits and requirements. You should look into the options and see what will work best in your situation.
Healthcare
The healthcare infrastructure in Clark City is developing with a mix of public and private hospitals and clinics. Medical care has improved tremendously during the last few years, but still health insurance is recommended to get comprehensive coverage. There are many good reputed hospitals and clinics, including international patient servicing hospitals.
Lifestyle and Culture
Clark City offers balanced lifestyles, as it allows the availability of urban facilities with a relaxed atmosphere. You would have modern shopping centers, dining options, and entertainment spots but can easily get to natural parks and outdoor activities. The community is developing, providing a support network and social activities for expats.
Safety and Security
Clark City has a relatively low crime rate; it is a safe place. Nevertheless, one should be more cautious by avoiding lonely places at night and watching out for people around. Be on guard against everyday fraudster activities targeting foreigners and take care of your personal things. Building relationships with locals will increase your safety and well-being.
Things to Consider Before Moving
Find the proper place to live, and you will enjoy Clark City to your utmost ability in retirement. Take into consideration your lifestyle preference, budget, and access to amenities. Property available ranges from affordable apartments to luxury houses. Be prepared, of course, for the climate as it gets hot and humid in this tropical environment for most of the year.
Transportation
It has a developing transport system with taxis, jeepneys, and buses plying the city. The traffic can get quite congested, especially during peak hours. It could be convenient to own a car in Clark City, but the owners will have to endure all the hassles associated with traffic and parking. Many of its residents’ favored mode of transport is motorbikes.
Education
If you have children or grandchildren considering education in Clark City, there are several options available. The city offers a mix of public and private schools, including international schools for foreign students. Also available are higher education institutions, including universities and colleges.
Nearby Attractions and Activities
The city lies near Subic Bay and beaches of Pampanga, so it allows for a great deal of golf, swimming, and other sports that are categorized as outdoor activities. Access is given to historical sites and cultural attractions as well.
Pros and Cons
Pros:
- Low cost of living
- The infrastructure and amenities are modern
- Growing expat community
- The environment is safe and secure
- Nearby natural attractions
Cons:
- Public transportation is limited
- Traffic congestion can be a problem
- Adjusting to a different culture
- Visa requirements can be difficult
Weigh pros and cons to see if Clark City modern lifestyle and low cost of living might be a good match for your retirement.
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Ray Brocklesby, the site owner, is a Brit who now lives in the Philippines. He is retired and lives with his wife Weng, Daughter Kristelle, nephews, Harvey and Boknoy, and mother-in-law. Ray also has a son and daughter living in the UK, and a son in New Zealand.
